Easy Guide to Instant Pay and Zūm Rails

Instant Pay makes your earnings available immediately after work. Partnering with Zūm Rails means your transactions are not just fast but also secure. Read on to find out how to start, what keeps your info safe, and how you can get your money right after your shift.

Who is Zūm Rails?

Zūm Rails, a leader in secure and rapid payment processing based in Montreal, processes all our transactions. They employ advanced security protocols to keep your financial information safe, making sure every payment is handled efficiently.

With Zūm Rails integrated into Pagato, you get your pay immediately after work, safely and directly to your bank account. This means you can use your earnings right away without worries. 

About Instant Pay

Speed : As soon as you finish your shift, your earnings are ready. No waiting around for payday—your money lands in your bank account right away. It’s all about getting paid quickly when you need it most.

Security : We take your security seriously. Zūm Rails protects your money and personal info with top-notch security. Every payment is safeguarded, so you can be confident that your finances are secure.

Simplicity : Setting up and using Instant Pay is super simple. Just link your bank account once, and you’re all set to receive your pay instantly after each shift. It’s designed to be straightforward, letting you focus on your work without worrying about how you’ll get paid.

How to set up Instant Pay?

1. When you first create your Pagato account, you'll be prompted to connect your bank account. If you decide to skip this step during account creation, you can add your bank account later.
   If you choose to add your bank account later, there are two places where you can complete the process: 
   • Dashboard Notification: When you log into your dashboard, you might see a notification reminding you to connect your bank account.
   • Payment Settings: You can also go to your settings and click on "payment" to add your bank account.
2. From the list, choose the bank you are with.
   
   
3. Safely enter your banking credentials to link your bank account directly for payment processing.
   
   
4. Zūm Rails might require some additional verification steps to secure your account. This could include identity verification or two-factor authentication.
   
5. Double-check all entered information for accuracy and confirm the setup to ensure everything is correctly linked.
   
   
6. Once everything is set up and verified, your account will be ready to receive instant payments. After you finish a shift, your earnings will automatically be deposited into your bank account through Zūm Rails.
   
   
7. With everything in place, you can enjoy instant access to your earnings right after your shift.

Is my data safe? 

At Pagato, safeguarding your privacy and ensuring the security of your information are top priorities. When you set up Instant Pay through Zūm Rails, all of your financial transactions are protected by advanced security measures. These include encryption technologies and strict compliance protocols that meet industry standards, ensuring that your sensitive data is kept private and secure at all times.

Additionally, we understand the importance of transparency in how your information is used. To get a detailed understanding of our practices regarding the handling of personal information, please visit our privacy policy page. This policy provides comprehensive insights into the data we collect, how it's used, and the measures we take to protect your privacy.

For more detailed information, please review our Privacy Policy.

I still have some questions!

If you have any questions or need assistance with setting up Instant Pay through Zūm Rails, or if there are any concerns regarding your account, we're here to help! Our team is dedicated to providing you with the support you need to ensure a smooth and secure experience.

Here’s how you can get in touch:

• Customer Support: For immediate assistance, reach out to our customer support team. They are available to help with any issues you may encounter or answer any questions you may have.
• FAQs and Guides: Visit our Help Center where you can find detailed FAQs and guides that might answer your questions and help you troubleshoot common issues.
• Feedback: We value your feedback. If there are features you would like to see or suggestions on how we can improve, please let us know.

We’re committed to making Pagato as enjoyable and secure as possible. Don’t hesitate to reach out for any reason—we’re here to support you every step of the way!

For more detailed policies and privacy concerns, please review our Privacy Policy.